The Simply Retirement Articles and Blog Posts

Retirement should be a time of relaxation and living a worry-free lifestyle. But that is not the reality for many older Americans whose retirement years turn into financial nightmares.

It only makes sense to give money to a charity if you are passionate about their cause. As a kind of ‘thank-you’, Congress and the IRS have built in some potential tax benefits for your donations, but only with careful planning can we realize these benefits. Learn the best ways for retirees to achieve their charitable goals.

Did you know there is such a thing as having too much money during retirement? While it may not necessarily be a bad thing, it may mean you do need to worry about required minimum distributions (RMDs). Here's what you need to know about RMDs.

There are a number of considerations when deciding to rollover a 401(k) or not. Here are some of the key factors you should be aware of in determining what's best for you.

Whether you’re just easing out of the workforce or you’ve been in retirement for a few years now, making the right financial moves is critical. If you’re working with an advisor or taking a look at your finances yourself, one central goal during retirement is protecting your wealth from unnecessary taxes.

As an individual or couple planning for retirement, you need to be familiar with the term "Modified Adjusted Gross Income" or MAGI. It's a term that is thrown around a lot in retirement planning, but it can be hard to understand what it means without some explanation. However, it is not only important to understand what it means, but you also need to understand how it is used.