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#78 - 7 Smart Giving Strategies for Family and Charities Before Year-End


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“Many of the women we work with are generous by nature — the real impact they want is what they can deliver to their families and the organizations they care about.”
-Eric Blake


The holiday season often inspires generosity, but how you give can make a big difference for both your loved ones and your finances.

In this episode, I explore seven actionable gifting strategies you can use before the year ends to support your children, grandchildren, and favorite charities while also being mindful of tax planning opportunities. I walk through practical examples to help you give with purpose and joy.

EPISODE SUMMARY

  • The $19,000 annual gift exclusion and how it works with lifetime estate tax limits
  • Gifting appreciated assets like stocks to family or charities to reduce taxes
  • Paying tuition and medical bills directly to providers without gift tax concerns
  • Leveraging 529 accounts, custodial accounts, and new temporary Trump accounts
  • Charitable giving strategies, including qualified charitable distributions and donor-advised funds
  • And more!

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