The Simply Retirement Podcast

In this episode, I break down the real projections behind Social Security and what they mean for women approaching retirement.

In this Q&A episode, I address two common Social Security questions that women face. I walk through the step-by-step process for determining spousal benefits for married couples and explore the strategic decisions widows face when choosing between their own retirement benefit and survivor benefits.

In this episode, I unpack the new 2.8% cost-of-living adjustment for 2026. We explore how Social Security benefits grow differently before and after age 62, why the inflation measure might not match your personal expenses, and how your early work years still count.

In this episode, I join Karen Covy on her podcast, Off The Fence, to walk through the rules that often matter most for women. Understanding Social Security can feel complicated, especially when life events like divorce or widowhood come into play.

In this special replay, we revisit one of our most crucial and widely discussed episodes of the year: the one focusing on the Social Security Fairness Act.

In this episode, I explore the trade-offs of claiming early versus delaying for larger benefits. I explain how investing early benefits might change the picture, why survivor benefits matter, and how taxes and policy changes could influence your strategy.

In this episode, I share a real listener’s story involving Social Security, divorce, and the possibility of going back to work.

In this episode, I walk through the Widow’s Penalty, what it is, why it disproportionately affects women, and what proactive steps can be taken to protect your financial future.