The Simply Retirement Podcast

In this episode, I look back at how Social Security has changed and why that history still affects women making retirement decisions today.

In this episode, I answer a listener’s question about Social Security tax withholding while working at age 70. I explain what it really means when up to 85% of Social Security may be taxable, how withholding choices work, and why your broader tax picture matters. I also break down the 2026 Social Security Trustees Report, what the projected funding shortfall actually means for benefits, and what the proposed PROMISE Act could change.

In this episode, I share a story from a recent anniversary trip that reminded me why retirement planning is about much more than investments.

In this episode, I discuss several retirement tax cliffs that can quietly affect retirement income planning, especially for women who are widowed, divorced, or managing finances independently.

In this episode, I explain several Social Security filing strategies that used to work but no longer apply for many women today.

In this episode, I walk through real questions from a recent Social Security webinar and explain how these decisions connect to your overall retirement plan.

In this episode, I walk through how to properly read your Social Security statement and what it is really telling you beyond just your projected benefits.

In this episode, I break down the real projections behind Social Security and what they mean for women approaching retirement.